Why Real Estate Investors Nationwide Choose
Grafton Funding
Your Investment Real Estate Financing Partner
Grafton Funding specializes exclusively in investment real estate financing for non-owner occupied properties, with years of experience in this space. Unlike traditional mortgage lenders focused on primary residences, we specialize exclusively in non-owner occupied investment properties, with programs built specifically for real estate investors seeking flexible, scalable capital solutions.
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We provide nationwide financing for:
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Fix & flip projects
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Ground-up construction
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Long-term rental properties
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Short-term rental investments
Our mission is simple: structure financing that aligns with your investment strategy — not force your strategy to fit rigid lending guidelines.
A Flexible Financing Model Designed for Investors
Grafton Funding operates with a hybrid financing model.
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We serve as a direct lender on select bridge and fix & flip programs while also providing access to competitive nationwide DSCR rental loan options through trusted lending partners.
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This structure allows us to:
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Offer multiple financing paths
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Match investors with the right program
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Adapt to unique project structures
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Provide solutions when single-lender models cannot
Rather than fitting investors into one rigid program, we structure financing around your project and long-term goals.
Investor-Focused Underwriting
Traditional banks evaluate personal income first.
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We evaluate:
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Property performance
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Project viability
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Exit strategy
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Rental income potential
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Asset value
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Whether you are flipping properties, building new inventory, or scaling a rental portfolio, our underwriting approach is designed for both new and repeat real estate investors.
Nationwide Lending Coverage
We provide investment real estate financing across most U.S. states.
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Our team works with real estate investors nationwide across multiple project types and financing structures.
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Our programs focus on:
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1–10 unit residential properties
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Rental portfolio expansion
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Short-term rental financing
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Bridge and construction loans
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*States we lend in
*States we do not lend in currently
Long-Term Relationships Over Transactions
Many lenders focus on single transactions.
Our approach centers on long-term investor relationships.
We work alongside our repeat investor clients across multiple projects — from acquisition and renovation to refinancing and portfolio growth.
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Our goal is to become your financing partner for repeat investment activity across multiple project types.
If you’re ready to structure financing for your next investment property, explore our loan programs or get pre-qualified today.
Explore our core investment loan programs:
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