SHORT-TERM RENTAL LOANS
Maximize Your Cash-Flow
DSCR LOANS FOR SHORT-TERM RENTAL PROPERTIES
Short-Term Rental Loans
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Up to 80% LTV on purchases
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Up to 75% LTV on refinances, including cash-outs
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Loans from $75K to $50MM
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No historical STR revenue required
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No STR experience required
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Minimum required DSCR as low as 1.0
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Vacant properties allowed
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0-month seasoning options
Depending on which market an investment property is located in, listing it on Airbnb, VRBO, and other short-term rental platforms offers investors the opportunity to dramatically increase cash flow and monthly returns compared to long-term leases. DSCR-based short-term rental loans can finance the purchase of short-term rentals, help you refinance an existing loan on a short-term rental, or take cash out of the equity in a short-term rental, no matter what your property’s occupancy is. Our lending partners in the short-term rental loan space use a variety of methods for the DSCR calculation, including long-term market rent projection, historical STR revenues, and even AirDNA revenue projections. Options and solutions.