RENTAL PROPERTY DSCR LOANS
Use Actual Or Projected Cash Flow From
Rental Income
SINGLE PROPERTIES OR PORTFOLIOS. LEASED OR VACANT. PURCHASE OR REFINANCE.
NO PERSONAL INCOME VERIFICATION OR REQUIREMENTS - EVER
Purchase Loans
Loans for investors who are purchasing rent-ready properties
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Up to 85% LTV
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Single property or portfolios
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Loans from $75K to $50MM
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15, 20, 30, 40-year term options
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Interest-only options
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Prepayment penalty periods from 0 to 5 years
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1-4 unit residential properties
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Qualify cash flow using actual or market rent
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Minimum DSCR requirement as low as 0.75
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Delayed financing options
Rate & Term Refinance Loans
Loans for investors looking to refinance an existing loan
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Up to 85% LTV
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Single property or portfolios
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Loans from $75K to $50MM
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15, 20, 30, 40-year term options
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Interest-only options
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Prepayment penalty periods from 0 to 5 years
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1-4 unit residential properties
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Vacant properties allowed
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0-month seasoning options
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Minimum DSCR requirement as low as 0.75
Cash-Out Refinance Loans
Loans for investors who want to cash out some or all of their equity in a property
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Up to 80% LTV
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Single property or portfolios
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Loans from $75K to $50MM
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15, 20, 30, 40-year term options
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Interest-only options
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Prepayment penalty periods from 0 to 5 years
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1-4 unit residential properties
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Vacant properties allowed
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0-month seasoning options
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Minimum DSCR requirement as low as 0.75
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Cash-out funds can cover reserve requirements
We understand that every investor has their own unique investment strategy, which is why we ensure we work with a wide variety of lending partners, so we can offer our clients the most versatile suite of rental products available in the industry. Options and solutions is our mantra. Whether you’re looking to maximize monthly cash flow, cash out your equity to the max, float your rate or lock it in, refinance with one year seasoning or none at all, we have the loan solution you are looking for. We are not just your loan broker, we are your financial consultant and we are part of your team, and we take pride in being by your side as you achieve your goals.