Nationwide Investment Real Estate
Loans for Investors
Explore our DSCR rental property loan programs, short-term rental loans, fix & flip bridge financing, and new construction loan options designed exclusively for real estate investors.
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Flexible terms. Fast approvals. Direct lending and brokerage options.
PROVIDING OPTIONS AND SOLUTIONS TO REAL ESTATE INVESTORS NATIONWIDE
Investment Real Estate Loan Programs
Fix & Flip and Bridge Loans
Short-term capital for acquisitions, renovations, and property repositioning projects.
DSCR Rental Property Loans
Finance long-term rental properties using projected rental income — no traditional income verification required.
Short-Term Rental Loans
Airbnb and vacation rental financing built for investors leveraging short-term rental income.
New Construction Loans
Short-term financing for vertical construction of investment properties, with or without land acquisition
Why Investors Choose Grafton Funding
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Direct lender on select bridge and fix & flip programs
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Nationwide lending footprint
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Fast underwriting decisions
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Investor-focused underwriting
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Flexible DSCR loan structures
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Our team brings years of experience structuring investment real estate loans for investors nationwide.
What Is a DSCR Loan?
Nationwide Lending Coverage
We provide investment real estate financing across the United States
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Multifamily property loans
Who We Work With
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Real estate investors
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Fix & flip operators
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Airbnb hosts
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Portfolio landlords
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Real estate investment groups
A DSCR (Debt Service Coverage Ratio) loan allows real estate investors to qualify based on property cash flow rather than personal income.
These loans are ideal for rental property and short-term rental investors seeking scalable financing solutions.
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To learn more about qualification requirements and program details, visit our
Investment Real Estate Financing,
Built for Portfolio Growth
Grafton Funding specializes exclusively in investment real estate loans for non-owner occupied properties. Our financing solutions are designed to help real estate investors acquire, renovate, refinance, and scale rental portfolios nationwide.
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Whether you are purchasing a long-term rental property, leveraging short-term rental income from an Airbnb investment, or repositioning a property with a bridge loan, our programs are structured around investor cash flow and asset performance — not traditional employment income.
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Our team works with first-time investors, experienced fix & flip operators, and portfolio landlords seeking flexible underwriting solutions that align with long-term portfolio growth.
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We provide both direct lending on select bridge and fix & flip programs, and brokerage access to competitive nationwide DSCR rental loan options.
Loan Programs Designed for Real Estate Investors
Unlike traditional mortgage lenders that focus on owner-occupied properties, Grafton Funding works exclusively with real estate investors seeking scalable financing solutions.
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Our programs include:
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Cash-flow based underwriting through DSCR rental property loans
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Short-term rental loans designed for Airbnb and vacation rental properties
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Fix & flip bridge loans for acquisitions, renovations, and property repositioning
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Multifamily and commercial investment property financing
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New construction loans for investor-led development projects
By focusing solely on investment real estate, we are able to provide financing structures that support portfolio expansion, repeat transactions, and long-term wealth building through real estate assets.
Interested in Becoming a Loan Broker?
Separate from our lending division, Grafton Funding also offers a loan broker training program for individuals looking to build a business originating real estate investment loans.
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Learn About Our Loan Broker Training Program
FAQs
What is an investment real estate loan?
An investment real estate loan is financing used to purchase or refinance non-owner occupied properties.
What is a Fix & Flip loan?
A Fix & Flip loan is an interest-only bridge loan that is primarily used by real estate investors to purchase and rehab a property, and then sell it for a profit.
What is a DSCR loan?
A DSCR loan qualifies investors based on rental income rather than tax returns.
Many investors scale their portfolios using our DSCR-based rental property financing programs.
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Do you offer short-term rental loans?
Yes, we finance Airbnb and vacation rental properties nationwide.
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Is Grafton Funding a direct lender or a broker?
Grafton Funding operates as both a direct lender on select programs and a nationwide loan broker across DSCR and rental financing products.
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Do you lend nationwide?
Yes, we serve real estate investors across the United States.
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